PACIFIC PALISADES, Calif. — The sun rises over Pacific Palisades as Col. Brian D. Sawser, commander of the U.S. Army Corps of Engineers Emergency Field Office – Pacific Palisades, prepares to participate in a news conference with Los Angeles Mayor Karen Bass and other officials on April 4, 2025. The U.S. Army Corps of Enginers continues working with local, state and federal partners to include FEMA, as we support survivors impacted by the Los Angeles wildfires. (U.S. Army Corps of Engineers photo by Christopher Rosario)

Stop Protecting Insurance Profiteers, San Francisco Chronicle, Climate Change Is Not Responsible for California’s High Cost of Living

From ClimateREALISM

By Linnea Lueken

The San Francisco Chronicle claims that California is suffering from the impacts of climate change, and oil companies should “pick up the tab” instead of taxpayers because they are supposedly the cause. This is nonsense. Wildfires are not getting worse in California due to climate change, and it makes no sense for California to sue local “big oil” companies when they are not responsible for more than a drop in the bucket of global carbon dioxide emissions, even if one accepts the alarmist positions on anthropogenic climate change.

The op-ed, “Climate change is hitting Californians hard. The state should make Big Oil pick up the tab,” is written by Dave Jones, a former insurance commissioner and “director of Climate Risk Initiative at the UC Berkeley Center for Law, Energy & the Environment.”

Jones claims that a changing climate is driving “higher taxes, electricity costs, and insurance premiums,” while “oil companies whose products are driving the climate crisis continue to profit while making it worse.”

In his op-ed, Jones complains that a report by the California Earthquake Authority does not point a finger at oil companies for climate change induced damages. He argues oil companies should pay for damages because he claims those companies are “substantially responsible for the warming climate driving California’s wildfires, but not paying a cent of the financial costs.” Jones specifically blamed the Palisades fire on climate change. But that is flat out false; the Palisades fire was not caused by climate change.

Wildfires are natural for California, and while it is true that conditions were “unusually” dry in the immediate leadup to the fire outbreak, it was not part of any long-term trend that can be associated with global climate change. The particular conditions that led to the fires —hot, dry winds—are so common for Los Angeles that they have a nickname: Santa Ana winds. As discussed in previous Climate Realism posts on the subject, they aren’t new, aren’t impacted by climate change, and are certainly not unprecedented.

The fire was set by an arsonist, and spread by those dry conditions and strong winds perfect for aiding devastating fires by drying out existing brush and grasses. It also didn’t help that California had failed to keep up with the clearing of brush that fuels large fires, in the name of environmentalism. Incredibly, firefighters on the scene were prevented by state officials from completely extinguishing areas on state land that were still smoldering out of concern for the environment! The fire flared up from the areas that the firefighters were prevented from fully putting out. It’s all on tape.

How does Jones prove the fire was climate-driven while data and evidence does not? He points at an attribution study that claimed “fossil fuel-driven climate change made the disaster 35% more likely.” Here, Jones is not relying on actual science, but rather the distinctly unscientific method of single-event attribution, which Climate Realism has taken to task on many occasions. Attribution studies are not evidence because they compare two counterfactual scenarios; one where humans never emitted fossil fuels and one where we have but it’s assumed our emissions impact the weather in certain ways. Both of those scenarios have assumptions built in, neither of them accurately model weather systems.

But attribution models are convenient when real world data does not support alarmists’ assertions. In fact, global wildfire data show that wildfires are becoming less severe over time, even as modest warming has occurred. The United Nations IPCC likewise confirms that fire weather is not becoming more common. (See figure below)

Even without data contradicting Jones’ claims, trying to pin oil companies with the cost of damages is absurd. For one thing, downstream emissions from the oil and gas produced by a handful of American oil majors cannot possibly be connected to any given severe weather event, the accounting of such a thing would be ridiculous. Also, its not the oil companies, but rather consumers that cause the emissions. Try suing every single California driver, including state and local government agencies like the police and hospital emergency crews. Carbon dioxide emissions, which Jones fallaciously asserts are ultimately behind California’s wildfires, do not just come from the use of oil from the oil companies California has the ability to sue.

One need only look at Asia to see that U.S.-related emissions are swamped by other countries, even if one argues that U.S. oil companies sell their product abroad. The largest single oil company by production is Saudi Aramco. The largest producer and user of coal is China.

California is not expensive because of climate change; it is expensive in part because of the climate and energy policies that the state has imposed on its residents. High electricity costs are due to the state trying to phase out fossil fuels, relying more and more on expensive and unreliable wind and solar. California has the highest gas prices in the country on purpose, higher than Hawaii, due to taxes and environmental program costs, which were levied in order to stop people from using gasoline. Refineries and gas stations have closed or left the state.

Climate Realism has discussed the true causes of California’s recent wildfires and rising insurance costs, while putting them in historical context, on dozens of occasions.

Inflation and rising property values and also the higher cost of repairs (due in part to California’s environmentally focused building codes and policies) have also led to higher insurance costs. It costs money to process claims, especially when that process is backed up during a major natural disaster or when states have certain consumer protection laws, all of which Jones knows—he must know, as a former insurance commissioner—but for some reason chose to downplay for this article.

Blaming climate change is an easy out for insurance profiteers and their enablers, and it’s even better if the costs of weather damage can be passed off onto oil companies that have nothing to do with the weather. This entire San Francisco Chronicle piece reads far more like a cynical attempt to offload responsibility from the state and insurance companies, on to oil majors, than it does a piece reflecting a realistic understanding of climate issues. Wildfires are not increasing or more severe than they have been in history and they aren’t being caused by oil companies, or by people using their products – except in those cases where arsonists use gasoline to start a fire, and that’s not the fault of oil companies either.

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Tom Halla
April 22, 2026 6:04 am

The oil companies were not responsible for bad wildlands management.

Scissor
Reply to  Tom Halla
April 22, 2026 6:46 am

Yeah, it’s leftist democrat rule and their incompetence and outright fraud that made California a mess. It’s almost as if they are reading from the same Learing Center’s manual.

Reply to  Tom Halla
April 22, 2026 8:35 am

Oil companies are responsible for everything. Until Colonel Drake started pulling oil out of wells in Pennsylvania in 1859, there was no hunger and thirst, kids never back-talked their elders, spouses never quarreled, ripe fruit never fell to the ground uneaten, and no one died young. The world was a paradise. (“Sigh!”)

MarkW
Reply to  tom_gelsthorpe
April 22, 2026 8:51 am

It’s true! It’s true! The crown has made it clear.
The climate must be perfect all the year.

A law was made a distant moon ago here:
July and August cannot be too hot.
And there’s a legal limit to the snow here
In Camelot.
The winter is forbidden till December
And exits March the second on the dot.
By order, summer lingers through September
In Camelot.
Camelot! Camelot!
I know it sounds a bit bizarre,
But in Camelot, Camelot
That’s how conditions are.
The rain may never fall till after sundown.
By eight, the morning fog must disappear.
In short, there’s simply not
A more congenial spot
For happily-ever-aftering than here
In Camelot.

Camelot! Camelot!
I know it gives a person pause,
But in Camelot, Camelot
Those are the legal laws.
The snow may never slush upon the hillside.
By nine p.m. the moonlight must appear.
In short, there’s simply not
A more congenial spot
For happily-ever-aftering than here
In Camelot.

Sparta Nova 4
Reply to  MarkW
April 23, 2026 12:52 pm

Smiles and good memories.

April 22, 2026 6:28 am

AND we should probably also blame the oil companies for the exponential rise in electricity prices in CA.

CA-vs-US-resid-elec-prices
Scissor
Reply to  Mike MacDonald
April 22, 2026 7:10 am

Wait until VMT kicks in impacting housing owners and renters.

“According to recent reports, California’s AB 130 (Climate Change/VMT mitigation) and associated VMT mitigation requirements can add substantial costs, with fees potentially reaching over $300,000 per home or apartment in specific development scenarios. These high costs are largely associated with mandatory VMT mitigation required for projects not in exempt infill areas.

  • VMT Mitigation Fees: AB 130’s VMT (Vehicle Miles Traveled) mitigation requirements can be substantial, with estimated costs potentially hitting a 20-year total of $324,000 per home or apartment in certain situations.”
Sean2828
April 22, 2026 7:00 am

It’s never the government’s fault, no matter how incompetent or bureaucratic it is. To paraphrase the movie “Love Story” from ~1970: “Being in Gov means never having to say you’re sorry.”

MarkW
Reply to  Sean2828
April 22, 2026 8:53 am

According to our “friends” on the political left, those who work for government are a superior breed who never make mistakes.

April 22, 2026 7:12 am

The oil companies produce the fuels used by fire fighting equipment such as firetrucks, bulldozers, water bombers, and water tanker trucks. The oil companies also produce fire retardant chemicals which are spayed by aircraft on the forest to slow the progress of a wildfire.

How is it that this guy not know of the above?

Reply to  Harold Pierce
April 22, 2026 8:28 am

Yass, yass, the Eco-Luddites should go back to fighting fires with horse-drawn wagons carrying wooden barrels filled by hand with Jack & Jill-type buckets. Especially on Earth Day. That’ll show them lousy oil companies what’s what.

Any volunteers? Start schlepping!

mleskovarsocalrrcom
April 22, 2026 7:29 am

The Left would be without purpose if they didn’t have a whipping boy. All they have are complaints and no viable solutions other than ‘give me your money and we’ll fix everything’.

SxyxS
April 22, 2026 7:59 am

I’m using the same scientific methhead to blame it on the gays.

The more there are in SF the more expensive it gets.

But I’d never blame it on Silicon Valley and the DARPA /CiA-Blunder to concentrate and kickstart their businesses of interest on a territory that can be wiped out by an enemy with a single hit
and another huge cluster in New Albany.

Sparta Nova 4
April 22, 2026 8:23 am

Looking at that picture, I wonder how it compares to Hiroshima and Nagasaki.

Sparta Nova 4
April 22, 2026 8:25 am

Story tip (reposted):

Per Google AI, ExxonMobil produces ~ 3% of the world’s oil.

Per the climate “industry:”
Temperatures have risen ~1.5 C since 1850.
CO2 levels have risen ~150 ppm since 1850.

On average, each ppm increase of CO2 equates to an temperature increase of 0.01 C.
ExxonMobil is can only be held accountable for 4.5 ppm of CO2 increase (3% of 150 ppm) equating to 0.045 C (3% of 1.5 C).

Therefore, whatever damages assessed have to be adjusted to no more than 3% of whatever is claimed damage.

Hopefully the plaintiffs have to cover the defense legal expenses in this and all other frivolous (aka money grubbing) lawsuits and the plaintiff’s lawyers involved should be sanctioned.
It would not take much to come up with similar data for Shell and the others being dragged through the courts via climate activist lawfare.

DD More
Reply to  Sparta Nova 4
April 22, 2026 3:16 pm

‘Climate’ is defined as 30 years of weather. Köppen Classification Map, shows 5 main zones & subdivided into total of 30 to 35 Subsections.
&nbspcomment image

The black dots show 30 year changed areas. Not a lot of Black dots in Calli

April 22, 2026 8:31 am

“Activists” blaming weather events on oil companies is the intellectual and moral equivalent of 16th century quacks blaming coughing jags, nosebleeds and constipation on witches.

Reply to  tom_gelsthorpe
April 22, 2026 9:36 am

But… but… back half a century ago- the oil company’s genius climate scientists knew with 100% certainty that their product was going to burn up the planet- but they conspired to deny that truth to the world and went ahead anyway and demanded that everyone buy their product. /s

Sparta Nova 4
April 22, 2026 8:34 am

Per Google AI:

“As of early 2026, the United States is the world’s top crude oil producer, with companies operating within the U.S. producing over 13.58 million barrels per day (mb/d), representing approximately 16% of global crude oil production.”

So, at worst, the oil companies are responsible for 16% of the damage. California is going to have to sue the world to get the rest.

Reply to  Sparta Nova 4
April 22, 2026 9:38 am

but.. but.. only American oil is damaging CA’s climate. Common sense! /s

Sparta Nova 4
Reply to  Joseph Zorzin
April 23, 2026 12:55 pm

Funny isn’t it. The more CA shuts down petroleum, the worse the CA climate.
Seems this time the correlation does define the causation. 🙂

Petey Bird
April 22, 2026 8:36 am

Insurance companies may or may not be profiteers, but the article provides no evidence of that.
I would think that if wildfire insurance was highly profitable there be a rush of companies entering that field of insurance business.

Sparta Nova 4
Reply to  Petey Bird
April 22, 2026 8:48 am

“Blaming climate change is an easy out for insurance profiteers and their enablers”

That statement does not claim that all insurance companies are profiteers. It is well established that some are, but that does not lead to a valid claim in this case, not was it stated as such.

I doubt that wildfire insurance, like flood insurance, can be highly profitable. To be profitable, more payers than claimants is necessary.

Insurance, after all, is a form of socialism. Everyone pays so the affected can be helped.

MarkW
Reply to  Petey Bird
April 22, 2026 8:57 am

It’s more likely that the insurance companies are finding climate change to be a convenient scapegoat.

Trying to convince the people that it’s there fault for first building homes in fire prone areas and then voting for politicians who divert tax money away from the nuts and bolts of good government and using it to buy the votes of the many low information voters. That’s not going to happen.
Blame it on climate change, and all the happy myrmidons smile and nod along then dutifully take their torches and pitchforks down the street to the oil company headquarters.

Adam Wildavsky
Reply to  Petey Bird
April 22, 2026 3:51 pm

Well put, Petey. In an otherwise excellent post, Linnea does not proffer a definition of the profiteering she decries. Criticizing the profit motive should be left to the climate alarmists, many of whom are drawn to the movement because of their hatred of industrial capitalism, that is, their hatred of freedom.

Sparta Nova 4
Reply to  Adam Wildavsky
April 23, 2026 12:58 pm

Not arguing.
Just pointing out that many of them are drawn to greenbacks.

Sparta Nova 4
April 22, 2026 8:37 am

“China is the world’s largest emitter of carbon dioxide (CO2), producing over 33% of global annual emissions as of 2024.”

So, California is going to have to sue China for their part and while they are at it, stop importing oil, etc., from China.

That will help pay for the damages and reduce costs. /s

DStayer
April 22, 2026 11:43 am

Jones’s claims are simply intended to deflect scrutiny away from the true cause of the fire disasters in California, that being the policies of the democrat party. From draining off reservoirs to the ocean, to not building additional reservoirs when taxpayer passed billions in bonds for that purpose over a decade ago. To abandoning proper forest management for “environmental” purposes and , of course, mandating electricity providers to spend a sizable amount green energy which reduced their budget for maintenance. One could go on and on, but one last point the idea of increased taxes being due to climate change would be hysterically funny if not for the fact these taxes are so harmful to the taxpayers of California!

Sparta Nova 4
Reply to  DStayer
April 23, 2026 12:59 pm

You left out the part where political officials forbade the firefighters from putting the initial fire out completely.

April 22, 2026 2:21 pm

The oil companies produce the fuels used by fire fighting equipment such as firetrucks, bulldozers, and water bombers and. They also produce fire retardant

Bob
April 22, 2026 3:44 pm

Very nice Linnea.